Definisi Online Banking

ONLINE BANKING

Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secured website operated by the institution, which can be a retail bank,virtual bank, credit union or building society.

To access a financial institution's online banking facility, a customer having personal Internet access must register with the institution for the service, and set up some password (under various names) for customer verification. The password for online banking is normally not the same as for [telephone banking]. Financial institutions now routinely allocate customers numbers (also under various names), whether or not customers intend to access their online banking facility. Customers numbers are normally not the same as account numbers, because number of accounts can be linked to the one customer number. The customer will link to the customer number any of those accounts which the customer controls, which may be cheque, savings, loan, credit card and other accounts. Customer numbers will also not be the same as any debit or credit card issued by the financial institution to the customer.

To access online banking, the customer would go to the financial institution's website, and enter the online banking facility using the customer number and password. Some financial institutions have set up additional security steps for access, but there is no consistency to the approach adopted.

 

Payza is an e-commerce business that allows payments to be made through the internet between users who have registered for the service (Payza members). For personal users, it is a method for transferring money internationally and a platform for the purchase of goods and services online. For merchants, Payza is an online business management tool which they can use to process payments, issue invoices and make payouts.

Payza is a money transmitter agent with offices in London, New York City, Montreal, Mumbai, Dhaka, Moscow, and Stockholm.

CMS E-Commerce

CMS E-Commerce  

CMS kependekan dari Content Management System... merupakan tool yang dibangun khusus untuk membuat toko di dunia maya atau sering disebut e-Commerce. E-Commerce (Electronic Commerce) sendiri adalah penjualan dan pembelian produk, informasi, dan jasa yang dilakukan dengan memanfaatkan jaringan computer, misalnya internet. Perkembangan internet yang pesat merupakan factor pendorong e-Commerce. Internet merupakan jaringan global yang menghubungkan jaringan computer di seluruh dunia, sehingga memudahkan interaksi antar pengguna internet. 

Dengan menggunakan system computer yang saling berhubungan melalui jaringan telekomunikasi, transaksi dalam bisnis dapat dilakukan secara otomatis dan dalam waktu yang singkat. Dengan e-Commerce, perusahaan dapat menekan biaya yang harus dikeluarkan untuk keperluan informasi (iklan), selain itu dengan e-Commerce transaksi bisa berlangsung dengan cepat dan biaya lebih efisien, sehingga dapat meningkatkan kemampuan perusahaan dalam bersaing. 

 Sejarah e-Commerce bermula saat Departemen Pertahanan Amerika Serikat yang membentuk suatu badan bernama Defense Advanced Research Project Agency (DARPA) yang bertugas mengadakan proyek jaringan komunikasi, yang dinamakan Advanced Research Project Agency (ARPA). Melalui ARPA, dikembangkan lagi jaringan komunikasi Advanced Research Project Agency Network (ARPANET) pada tahun 1969, yang menggunakan computer-komputer PDP-10 dan PDP-11 produksi Digital Equipment Corporation di bawah platform Unix. Situs e-Commerce adalah situs komersial yang siap menerima order dan dapat diakses dari berbagai wilayah di dunia dengan wilayah waktu yang bermacam-macam. Oleh karena itu, pemilik situs harus mempertimbangkan beban biaya dan wilayah jangkauan distribusi barang produksinya.

Sebagian situs e-Commerce membatasi distribusi produk mereka sampai tingkat nasional. Ada banyak sekali manfaat dari e-Commerce, berikut ini beberapa manfaat atau kelebihan e-Commerce : 

• Tidak memerlukan modal yang besar Dengan e-Commerce pengusaha tidak perlu mencari lokasi untuk membangun tempat usaha fisik, atau menyewa tempat usaha dan peralatan usaha layaknya tempat usaha konvensional. Jika dibandingkan dengan bisnis konvensional, bisnis online hanya membutuhkan biaya untuk membeli atau menyewa hosting dan domain.  
• Lebih efisien, efektif, dan cepat Mengingat internet bukan hal yang asing lagi bagi masyarakat, tidak menutup kemungkinan sebagian besar masyarakat menggunakan internet. Toko maya bisa menekan biaya distribusi, selain itu dengan menggunakan e-mail atau chatting, komunikasi, dan pengiriman pesan lebih cepat dan murah.
•  Efisiensi Tenaga Kerja Bisnis melalui dunia maya hanya membutuhkan beberapa orang saja, jadi lebih hemat tenaga kerja, Anda tidak perlu membayar banyak karyawan.
•  Proses Transaksi lebih mudah dan cepat 

 Contoh CMS E-Commerce gratis online : http://www.freewebstore.org/All-About-Lampung/

Imperial Regalia of Japan

            The Imperial Regalia of Japan (三種の神器 Sanshu no Jingi / Mikusa no Kandakara), also known as the Three Sacred Treasures of Japan, consist of the sword Kusanagi (草薙劍 Kusanagi no Tsurugi), the mirror Yata no Kagami (八咫鏡), and the jewel Yasakani no Magatama (八尺瓊曲玉). The regalia represent the three primary virtues: valor (the sword), wisdom (the mirror), and benevolence (the jewel).

                     Due to the legendary status of these items, their locations are not confirmed, but it is commonly thought that the sword is located at Atsuta Shrine in Nagoya, the jewel is located at Kōkyo (the Imperial Palace) in Tōkyō, and the mirror is located in the Grand Shrine of Ise in Mie prefecture.

                  Since 690, the presentation of these items to the Emperor by the priests at the shrine has been a central element of the imperial enthronement ceremony. This ceremony is not public, and these items are by tradition only seen by the emperor and certain priests. Because of this, no known photographs or drawings exist. Two of the three treasures (the jewel and sword, as well as the emperor's seal and the state seal) were last seen during the accession and enthronement of Emperor Akihito in 1989 and 1993, but were shrouded in packages.

                According to legend, these treasures were brought to earth by Ninigi-no-Mikoto, legendary ancestor of the Japanese imperial line, when his grandmother, the Sun Goddess Amaterasu, sent him to pacify Japan. Traditionally, they were a symbol of the emperor's divinity as a descendant of Amaterasu, confirming his legitimacy as paramount ruler of Japan. When Amaterasu hid in a cave from her brother Susanoo, thus plunging the world in darkness, the goddess Ame-no-Uzume hung the mirror and jewels outside the cave and lured her out of the cave, at which point she saw her own reflection and was startled enough that the gods could pull her out of the cave. Susanoo later presented the sword Kusanagi to Amaterasu as a token of apology; he had obtained it from the body of an eight-headed serpent, Orochi.

                  At the conclusion of the Genpei War in 1185, the 8 year-old Emperor Antoku and the Regalia were under the control of the Taira clan. They were present when the Taira were defeated by the rival Minamoto clan at the Battle of Dan-no-Ura, which was fought on boats in the shallow Kanmon Straits. The child-emperor's grandmother threw herself, the boy, the sword and the jewel into the sea to avoid capture. The mirror was captured, but according to the main account of the battle, a Minamato soldier who tried to force open the box containing it was struck blind. The jewel was recovered shortly afterwards by divers, but the sword was lost. There are a number of medieval texts relating to the loss of the sword, which variously contend that a replica was forged afterwards, that the lost sword was itself a replica or that the sword was returned to land by supernatural forces.

                The possession by the Southern Dynasty of the Imperial Regalia during the Northern and Southern dynasties period in the 14th century has led modern chroniclers to define it as the legitimate dynasty for purposes of reign names and genealogy.

                 The importance of the imperial regalia to Japan is evident also from the declarations made by Emperor Shōwa to Kōichi Kido on 25 and 31 July 1945 at the end of World War II, when he ordered the Lord Keeper of the Privy Seal of Japan to protect them "at all costs".